How to File for Chapter 7 Bankruptcy (How to File for Chapter 7 Bankruptcy, 9th ed)

Fight back against unscrupulous creditors with America’s most trusted bankruptcy guide, How to File for Chapter 7 Bankruptcy.

If you’re feeling overwhelmed by your bank balance, Chapter 7 bankruptcy can offer welcome relief. It allows you to get rid of most of your debts, and it forces creditors and collection agencies to stop their collection efforts, including wage garnishments and harassing phone calls, the very day you file.

In print for nearly a decade, this compassionate and comprehensive guide has helped more than 200,000 people cope with their debts. How to File for Chapter 7 Bankruptcy takes you step by step through the filing process, gives you real-world, practical advice and all the official, up-to-date bankruptcy forms you'll need.

Use How to File for Chapter 7 Bankruptcy to:

* decide if bankruptcy is the right step to take * use the Quick Guide section to determine if you qualify for Chapter 7 bankruptcy * fill out and file all forms * cancel the largest amount of debt possible * identify which debts will survive bankruptcy * keep the maximum amount of property * deal with secured debts * represent yourself in routine bankruptcy hearings * dismiss your case if you change your mind about filing * rebuild your credit after bankruptcy

Easy-to-use worksheets and charts help you calculate what you own and how much you'll be able to keep, and figure out if you can keep your home.

Recently, credit card companies have been more aggressive in trying to collect debts owed to them, pushing people into bankruptcy and then fighting their efforts to discharge their debts. This updated new edition helps you fight the creditors step by step.

The book also contains the most recent and up-to-date forms and exemptions for every state to ensure that you keep as much property as is legally valid in your state.

With How to File for Chapter 7 Bankruptcy, you can take control of your finances and get back on your feet.

This book does not cover business bankruptcies, farm reorganizations or individual repayment plans (Chapter 13). For Chapter 13 bankruptcy, see Nolo's Chapter 13 Bankruptcy: Repay Your Debts, by Attorney Robin Leonard.